Compare · Non Life Insurance
NIL vs SALICO
Neco Insurance and Sagarmatha Lumbini Insurance Co., side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Neco Insurance Limited
Sagarmatha Lumbini Insurance Co. Limited
Rs 100 became…
- NILRs 100 becameRs 92.88−7.12% down in 1 year
- SALICORs 100 becameRs 88.27−11.73% down in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, NIL (Neco Insurance Limited) closed at Rs 523.00 and SALICO (Sagarmatha Lumbini Insurance Co. Limited) at Rs 531.40. Over the past year, Rs 100 in NIL became Rs 93 (−7.12%) and in SALICO Rs 88 (−11.73%), adjusted for bonus shares.
NIL is the larger company by market value, Rs 1,450 crore against Rs 1,394 crore. Of the 13 non life insurance Punji covers, NIL is 4th by market value and SALICO 5th. Cash dividends with a book closure in the last 12 months yield 2.45% on NIL and 2.82% on SALICO at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| NILNon Life Insurance | SALICONon Life Insurance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 523.00 | 531.40 |
| Change, as NEPSE published | +1.16% up | +2.19% up |
| Rs 100 became, 1 year | Rs 92.88, the higher figure | Rs 88.27 |
| Return, 1 month | −1.88% down | −1.77% down, the higher figure |
| Return, 1 year | −7.12% down, the higher figure | −11.73% down |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 1,450 cr, the higher figure | Rs 1,394 cr |
| Listed shares | 2.77 crore, the higher figure | 2.62 crore |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 62.4%Public 37.6% |
| Dividends | ||
| Cash dividend yield, 12 months | 2.45% | 2.82%, the higher figure |
| Latest declaration | 12.789% cash · 3% bonus2081/82 | 15% cash2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 13.00 cr, the higher figure | Rs 8.77 cr |
| Shares traded, latest session | 7,803, the higher figure | 6,100 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | NIL | SALICO |
|---|---|---|
| 2081/82 | 12.789% cash · 3% bonus | 15% cash |
| 2080/81 | 0.368% cash · 7% bonus | 15% cash |
| 2079/80 | None declared | 5% cash |
| 2078/79 | 0.79% cash · 15% bonus | 0.653% cash · 12.4% bonus |
| 2077/78 | 0.79% cash · 15% bonus | 1.053% cash · 20% bonus |
Against the non life insurance
Rank among the 13 non life insurance Punji covers (1st is the highest), and the sector median.
| NIL | Sector median | SALICO | |
|---|---|---|---|
| Return, 1 year | −7.12% 7th of 13 | Median −7.12% | −11.73% 10th of 13 |
| Cash dividend yield | 2.45% 3rd of 9 | Median 1.23% | 2.82% 2nd of 9 |
| Market value | Rs 1,450 cr 4th of 13 | Median Rs 1,227 cr | Rs 1,394 cr 5th of 13 |
| Traded value, 30 days | Rs 13.00 cr 8th of 13 | Median Rs 13.44 cr | Rs 8.77 cr 11th of 13 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
NIL or SALICO: questions
Which is bigger, NIL or SALICO?
NIL is larger by market value: Rs 1,450 crore, against Rs 1,394 crore for SALICO, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, NIL or SALICO?
Over the past year, Rs 100 in NIL became Rs 93 (−7.12%) and in SALICO Rs 88 (−11.73%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, NIL or SALICO?
NIL last declared 12.789% cash and 3% bonus for 2081/82; SALICO last declared 15% cash for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy NIL or SALICO?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: NIL stock page, SALICO stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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