Compare · Microfinance
DDBL vs FOWAD
Deprosc Laghubitta Bittiya Sanstha and Forward Microfinance Laghubitta Bittiya Sanstha, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Deprosc Laghubitta Bittiya Sanstha Limited
Forward Microfinance Laghubitta Bittiya Sanstha Limited
Rs 100 became…
- DDBLRs 100 becameRs 118.05+18.05% up in 1 year
- FOWADRs 100 becameRs 83.61−16.39% down in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, DDBL (Deprosc Laghubitta Bittiya Sanstha Limited) closed at Rs 865.00 and FOWAD (Forward Microfinance Laghubitta Bittiya Sanstha Limited) at Rs 903.00. Over the past year, Rs 100 in DDBL became Rs 118 (+18.05%) and in FOWAD Rs 84 (−16.39%), adjusted for bonus shares.
DDBL is the larger company by market value, Rs 1,778 crore against Rs 1,080 crore. Of the 49 microfinance Punji covers, DDBL is 5th by market value and FOWAD 8th. Cash dividends with a book closure in the last 12 months yield 0.58% on DDBL and nothing on FOWAD at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| DDBLMicrofinance | FOWADMicrofinance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 865.00 | 903.00 |
| Change, as NEPSE published | +0.23% up | +1.46% up |
| Rs 100 became, 1 year | Rs 118.05, the higher figure | Rs 83.61 |
| Return, 1 month | +1.78% up, the higher figure | +0.89% up |
| Return, 1 year | +18.05% up, the higher figure | −16.39% down |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 1,778 cr, the higher figure | Rs 1,080 cr |
| Listed shares | 2.06 crore, the higher figure | 1.20 crore |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 70.0%Public 30.0% |
| Dividends | ||
| Cash dividend yield, 12 months | 0.58% | None in 12 months |
| Latest declaration | 5% cash · 10% bonus2081/82 | None declared2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 27.53 cr, the higher figure | Rs 9.02 cr |
| Shares traded, latest session | 7,370, the higher figure | 1,448 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | DDBL | FOWAD |
|---|---|---|
| 2081/82 | 5% cash · 10% bonus | None declared |
| 2080/81 | 0.5% cash · 9.5% bonus | 0.3% cash · 13.3% bonus |
| 2079/80 | 0.526% cash · 10% bonus | None declared |
| 2078/79 | 11.053% cash · 10% bonus | 5% cash · 25% bonus |
| 2077/78 | Not on record | 7% cash · 35% bonus |
Against the microfinance
Rank among the 49 microfinance Punji covers (1st is the highest), and the sector median.
| DDBL | Sector median | FOWAD | |
|---|---|---|---|
| Return, 1 year | +18.05% 2nd of 48 | Median −10.08% | −16.39% 33rd of 48 |
| Cash dividend yield | 0.58% 6th of 19 | Median 0.08% | No cash dividend in 12 months |
| Market value | Rs 1,778 cr 5th of 49 | Median Rs 445 cr | Rs 1,080 cr 8th of 49 |
| Traded value, 30 days | Rs 27.53 cr 7th of 49 | Median Rs 7.36 cr | Rs 9.02 cr 21st of 49 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
DDBL or FOWAD: questions
Which is bigger, DDBL or FOWAD?
DDBL is larger by market value: Rs 1,778 crore, against Rs 1,080 crore for FOWAD, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, DDBL or FOWAD?
Over the past year, Rs 100 in DDBL became Rs 118 (+18.05%) and in FOWAD Rs 84 (−16.39%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, DDBL or FOWAD?
DDBL last declared 5% cash and 10% bonus for 2081/82; FOWAD last declared no dividend for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy DDBL or FOWAD?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: DDBL stock page, FOWAD stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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