Compare · Microfinance
DDBL vs FMDBL
Deprosc Laghubitta Bittiya Sanstha and First Micro Finance Laghubitta Bittiya Sanstha, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Deprosc Laghubitta Bittiya Sanstha Limited
First Micro Finance Laghubitta Bittiya Sanstha Limited
Rs 100 became…
- DDBLRs 100 becameRs 118.05+18.05% up in 1 year
- FMDBLRs 100 becameRs 94.38−5.62% down in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, DDBL (Deprosc Laghubitta Bittiya Sanstha Limited) closed at Rs 865.00 and FMDBL (First Micro Finance Laghubitta Bittiya Sanstha Limited) at Rs 722.00. Over the past year, Rs 100 in DDBL became Rs 118 (+18.05%) and in FMDBL Rs 94 (−5.62%), adjusted for bonus shares.
DDBL is the larger company by market value, Rs 1,778 crore against Rs 971 crore. Of the 49 microfinance Punji covers, DDBL is 5th by market value and FMDBL 9th. Cash dividends with a book closure in the last 12 months yield 0.58% on DDBL and 0.90% on FMDBL at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| DDBLMicrofinance | FMDBLMicrofinance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 865.00 | 722.00 |
| Change, as NEPSE published | +0.23% up | −0.14% down |
| Rs 100 became, 1 year | Rs 118.05, the higher figure | Rs 94.38 |
| Return, 1 month | +1.78% up, the higher figure | −2.17% down |
| Return, 1 year | +18.05% up, the higher figure | −5.62% down |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 1,778 cr, the higher figure | Rs 971 cr |
| Listed shares | 2.06 crore, the higher figure | 1.34 crore |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 51.0%Public 49.0% |
| Dividends | ||
| Cash dividend yield, 12 months | 0.58% | 0.90%, the higher figure |
| Latest declaration | 5% cash · 10% bonus2081/82 | 11.053% cash2082/83 |
| Trading | ||
| Traded value, last 30 days | Rs 27.53 cr | Rs 40.55 cr, the higher figure |
| Shares traded, latest session | 7,370, the higher figure | 5,849 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | DDBL | FMDBL |
|---|---|---|
| 2082/83 | Not on record | 11.053% cash |
| 2081/82 | 5% cash · 10% bonus | 6.5% cash |
| 2080/81 | 0.5% cash · 9.5% bonus | 0.47% cash · 9% bonus |
| 2079/80 | 0.526% cash · 10% bonus | 7.5% cash · 7.5% bonus |
| 2078/79 | 11.053% cash · 10% bonus | 1% cash · 19% bonus |
Against the microfinance
Rank among the 49 microfinance Punji covers (1st is the highest), and the sector median.
| DDBL | Sector median | FMDBL | |
|---|---|---|---|
| Return, 1 year | +18.05% 2nd of 48 | Median −10.08% | −5.62% 18th of 48 |
| Cash dividend yield | 0.58% 6th of 19 | Median 0.08% | 0.90% 3rd of 19 |
| Market value | Rs 1,778 cr 5th of 49 | Median Rs 445 cr | Rs 971 cr 9th of 49 |
| Traded value, 30 days | Rs 27.53 cr 7th of 49 | Median Rs 7.36 cr | Rs 40.55 cr 5th of 49 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
DDBL or FMDBL: questions
Which is bigger, DDBL or FMDBL?
DDBL is larger by market value: Rs 1,778 crore, against Rs 971 crore for FMDBL, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, DDBL or FMDBL?
Over the past year, Rs 100 in DDBL became Rs 118 (+18.05%) and in FMDBL Rs 94 (−5.62%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, DDBL or FMDBL?
DDBL last declared 5% cash and 10% bonus for 2081/82; FMDBL last declared 11.053% cash for 2082/83. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy DDBL or FMDBL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: DDBL stock page, FMDBL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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