Compare · Microfinance
NUBL vs SWBBL
Nirdhan Utthan Laghubitta Bittiya Sanstha and Swabalamban Laghubitta Bittiya Sanstha, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Nirdhan Utthan Laghubitta Bittiya Sanstha Limited
Swabalamban Laghubitta Bittiya Sanstha Limited
Rs 100 became…
- NUBLRs 100 becameRs 84.46−15.54% down in 1 year
- SWBBLRs 100 becameRs 96.43−3.57% down in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, NUBL (Nirdhan Utthan Laghubitta Bittiya Sanstha Limited) closed at Rs 608.00 and SWBBL (Swabalamban Laghubitta Bittiya Sanstha Limited) at Rs 712.90. Over the past year, Rs 100 in NUBL became Rs 84 (−15.54%) and in SWBBL Rs 96 (−3.57%), adjusted for bonus shares.
NUBL is the larger company by market value, Rs 1,668 crore against Rs 1,248 crore. Of the 49 microfinance Punji covers, NUBL is 6th by market value and SWBBL 7th. Cash dividends with a book closure in the last 12 months yield nothing on NUBL and 0.61% on SWBBL at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| NUBLMicrofinance | SWBBLMicrofinance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 608.00 | 712.90 |
| Change, as NEPSE published | +1.30% up | +1.12% up |
| Rs 100 became, 1 year | Rs 84.46 | Rs 96.43, the higher figure |
| Return, 1 month | +4.83% up, the higher figure | +1.99% up |
| Return, 1 year | −15.54% down | −3.57% down, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 1,668 cr, the higher figure | Rs 1,248 cr |
| Listed shares | 2.74 crore, the higher figure | 1.75 crore |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 51.0%Public 49.0% |
| Dividends | ||
| Cash dividend yield, 12 months | None in 12 months | 0.61% |
| Latest declaration | 7% cash · 5% bonus2081/82 | 4.364% cash · 5.637% bonus2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 10.56 cr | Rs 15.34 cr, the higher figure |
| Shares traded, latest session | 2,098 | 3,334, the higher figure |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | NUBL | SWBBL |
|---|---|---|
| 2081/82 | 7% cash · 5% bonus | 4.364% cash · 5.637% bonus |
| 2080/81 | None declared | 0.75% cash · 14.25% bonus |
| 2079/80 | None declared | 0.651% cash · 12.36% bonus |
| 2078/79 | 1% cash · 19% bonus | 6.05% cash · 15% bonus |
| 2077/78 | 1.553% cash · 29.5% bonus | 6% cash · 19% bonus |
Against the microfinance
Rank among the 49 microfinance Punji covers (1st is the highest), and the sector median.
| NUBL | Sector median | SWBBL | |
|---|---|---|---|
| Return, 1 year | −15.54% 30th of 48 | Median −10.08% | −3.57% 15th of 48 |
| Cash dividend yield | No cash dividend in 12 months | Median 0.08% | 0.61% 5th of 19 |
| Market value | Rs 1,668 cr 6th of 49 | Median Rs 445 cr | Rs 1,248 cr 7th of 49 |
| Traded value, 30 days | Rs 10.56 cr 16th of 49 | Median Rs 7.36 cr | Rs 15.34 cr 11th of 49 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
NUBL or SWBBL: questions
Which is bigger, NUBL or SWBBL?
NUBL is larger by market value: Rs 1,668 crore, against Rs 1,248 crore for SWBBL, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, NUBL or SWBBL?
Over the past year, Rs 100 in NUBL became Rs 84 (−15.54%) and in SWBBL Rs 96 (−3.57%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, NUBL or SWBBL?
NUBL last declared 7% cash and 5% bonus for 2081/82; SWBBL last declared 4.364% cash and 5.637% bonus for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy NUBL or SWBBL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: NUBL stock page, SWBBL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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