Compare · Life Insurance
CLI vs LICN
Citizen Life Insurance and Life Insurance Corporation (Nepal), side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Citizen Life Insurance Company Limited
Life Insurance Corporation (Nepal) Limited
Rs 100 became…
- CLIRs 100 becameRs 102.44+2.44% up in 1 year
- LICNRs 100 becameRs 101.25+1.25% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, CLI (Citizen Life Insurance Company Limited) closed at Rs 445.80 and LICN (Life Insurance Corporation (Nepal) Limited) at Rs 804.90. Over the past year, Rs 100 in CLI became Rs 102 (+2.44%) and in LICN Rs 101 (+1.25%), adjusted for bonus shares.
LICN is the larger company by market value, Rs 4,427 crore against Rs 2,229 crore. Of the 14 life insurance Punji covers, CLI is 8th by market value and LICN 2nd. Cash dividends with a book closure in the last 12 months yield 4.49% on CLI and 2.62% on LICN at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| CLILife Insurance | LICNLife Insurance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 445.80 | 804.90 |
| Change, as NEPSE published | +1.20% up | +0.61% up |
| Rs 100 became, 1 year | Rs 102.44, the higher figure | Rs 101.25 |
| Return, 1 month | +4.16% up, the higher figure | +3.32% up |
| Return, 1 year | +2.44% up, the higher figure | +1.25% up |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 2,229 cr | Rs 4,427 cr, the higher figure |
| Listed shares | 5.00 crore | 5.50 crore, the higher figure |
| Promoter and public | Promoter 70.0%Public 30.0% | Promoter 65.0%Public 35.0% |
| Dividends | ||
| Cash dividend yield, 12 months | 4.49%, the higher figure | 2.62% |
| Latest declaration | 20% cash2081/82 | 21.05% cash2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 21.00 cr | Rs 65.86 cr, the higher figure |
| Shares traded, latest session | 18,194, the higher figure | 5,334 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | CLI | LICN |
|---|---|---|
| 2081/82 | 20% cash | 21.05% cash |
| 2080/81 | 1.42% cash · 26.984% bonus | 0.526% cash · 10% bonus |
| 2079/80 | 0.263% cash · 5% bonus | None declared |
| 2078/79 | Not on record | None declared |
| 2077/78 | Not on record | None declared |
Against the life insurance
Rank among the 14 life insurance Punji covers (1st is the highest), and the sector median.
| CLI | Sector median | LICN | |
|---|---|---|---|
| Return, 1 year | +2.44% 8th of 14 | Median +2.45% | +1.25% 10th of 14 |
| Cash dividend yield | 4.49% 1st of 10 | Median 2.62% | 2.62% 5th of 10 |
| Market value | Rs 2,229 cr 8th of 14 | Median Rs 2,256 cr | Rs 4,427 cr 2nd of 14 |
| Traded value, 30 days | Rs 21.00 cr 11th of 14 | Median Rs 33.63 cr | Rs 65.86 cr 1st of 14 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
CLI or LICN: questions
Which is bigger, CLI or LICN?
LICN is larger by market value: Rs 4,427 crore, against Rs 2,229 crore for CLI, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, CLI or LICN?
Over the past year, Rs 100 in CLI became Rs 102 (+2.44%) and in LICN Rs 101 (+1.25%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, CLI or LICN?
CLI last declared 20% cash for 2081/82; LICN last declared 21.05% cash for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy CLI or LICN?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: CLI stock page, LICN stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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