Compare · Commercial Banks
CZBIL vs KBL
Citizens Bank International and Kumari Bank, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Citizens Bank International Limited
Kumari Bank Limited
Rs 100 became…
- CZBILRs 100 becameRs 119.24+19.24% up in 1 year
- KBLRs 100 becameRs 131.42+31.42% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, CZBIL (Citizens Bank International Limited) closed at Rs 221.00 and KBL (Kumari Bank Limited) at Rs 238.40. Over the past year, Rs 100 in CZBIL became Rs 119 (+19.24%) and in KBL Rs 131 (+31.42%), adjusted for bonus shares.
KBL is the larger company by market value, Rs 6,252 crore against Rs 3,557 crore. Of the 19 commercial banks Punji covers, CZBIL is 18th by market value and KBL 8th. Cash dividends with a book closure in the last 12 months yield 0.21% on CZBIL and 0.88% on KBL at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| CZBILCommercial Banks | KBLCommercial Banks | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 221.00 | 238.40 |
| Change, as NEPSE published | +0.05% up | +0.17% up |
| Rs 100 became, 1 year | Rs 119.24 | Rs 131.42, the higher figure |
| Return, 1 month | +11.36% up, the higher figure | +9.36% up |
| Return, 1 year | +19.24% up | +31.42% up, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 3,557 cr | Rs 6,252 cr, the higher figure |
| Listed shares | 16.10 crore | 26.23 crore, the higher figure |
| Promoter and public | Promoter 51.1%Public 48.9% | Promoter 51.1%Public 48.9% |
| Dividends | ||
| Cash dividend yield, 12 months | 0.21% | 0.88%, the higher figure |
| Latest declaration | 0.2% cash · 3.8% bonus2082/83 | 2.105% cash2082/83 |
| Trading | ||
| Traded value, last 30 days | Rs 128 cr | Rs 571 cr, the higher figure |
| Shares traded, latest session | 2,25,362 | 7,27,272, the higher figure |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | CZBIL | KBL |
|---|---|---|
| 2082/83 | 0.2% cash · 3.8% bonus | 2.105% cash |
| 2081/82 | 0.263% cash · 5% bonus | None declared |
| 2080/81 | 0.21% cash · 4% bonus | None declared |
| 2079/80 | 5.79% cash | None declared |
| 2078/79 | 9% cash | Not on record |
Against the commercial banks
Rank among the 19 commercial banks Punji covers (1st is the highest), and the sector median.
| CZBIL | Sector median | KBL | |
|---|---|---|---|
| Return, 1 year | +19.24% 10th of 19 | Median +19.24% | +31.42% 4th of 19 |
| Cash dividend yield | 0.21% 11th of 13 | Median 1.84% | 0.88% 10th of 13 |
| Market value | Rs 3,557 cr 18th of 19 | Median Rs 5,336 cr | Rs 6,252 cr 8th of 19 |
| Traded value, 30 days | Rs 128 cr 12th of 19 | Median Rs 148 cr | Rs 571 cr 1st of 19 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
CZBIL or KBL: questions
Which is bigger, CZBIL or KBL?
KBL is larger by market value: Rs 6,252 crore, against Rs 3,557 crore for CZBIL, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, CZBIL or KBL?
Over the past year, Rs 100 in CZBIL became Rs 119 (+19.24%) and in KBL Rs 131 (+31.42%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, CZBIL or KBL?
CZBIL last declared 0.2% cash and 3.8% bonus for 2082/83; KBL last declared 2.105% cash for 2082/83. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy CZBIL or KBL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: CZBIL stock page, KBL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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