Compare · Commercial Banks
CZBIL vs SBL
Citizens Bank International and Siddhartha Bank, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Citizens Bank International Limited
Siddhartha Bank Limited
Rs 100 became…
- CZBILRs 100 becameRs 119.24+19.24% up in 1 year
- SBLRs 100 becameRs 138.10+38.10% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, CZBIL (Citizens Bank International Limited) closed at Rs 221.00 and SBL (Siddhartha Bank Limited) at Rs 430.50. Over the past year, Rs 100 in CZBIL became Rs 119 (+19.24%) and in SBL Rs 138 (+38.10%), adjusted for bonus shares.
SBL is the larger company by market value, Rs 7,006 crore against Rs 3,557 crore. Of the 19 commercial banks Punji covers, CZBIL is 18th by market value and SBL 6th. Cash dividends with a book closure in the last 12 months yield 0.21% on CZBIL and 2.32% on SBL at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| CZBILCommercial Banks | SBLCommercial Banks | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 221.00 | 430.50 |
| Change, as NEPSE published | +0.05% up | +1.08% up |
| Rs 100 became, 1 year | Rs 119.24 | Rs 138.10, the higher figure |
| Return, 1 month | +11.36% up, the higher figure | +9.87% up |
| Return, 1 year | +19.24% up | +38.10% up, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 3,557 cr | Rs 7,006 cr, the higher figure |
| Listed shares | 16.10 crore | 16.27 crore, the higher figure |
| Promoter and public | Promoter 51.1%Public 48.9% | Promoter 51.0%Public 49.0% |
| Dividends | ||
| Cash dividend yield, 12 months | 0.21% | 2.32%, the higher figure |
| Latest declaration | 0.2% cash · 3.8% bonus2082/83 | 10% cash · 10% bonus2082/83 |
| Trading | ||
| Traded value, last 30 days | Rs 128 cr | Rs 453 cr, the higher figure |
| Shares traded, latest session | 2,25,362, the higher figure | 1,58,317 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | CZBIL | SBL |
|---|---|---|
| 2082/83 | 0.2% cash · 3.8% bonus | 10% cash · 10% bonus |
| 2081/82 | 0.263% cash · 5% bonus | Not on record |
| 2080/81 | 0.21% cash · 4% bonus | 4% cash |
| 2079/80 | 5.79% cash | 4.21% cash |
| 2078/79 | 9% cash | 0.66% cash · 12.5% bonus |
Against the commercial banks
Rank among the 19 commercial banks Punji covers (1st is the highest), and the sector median.
| CZBIL | Sector median | SBL | |
|---|---|---|---|
| Return, 1 year | +19.24% 10th of 19 | Median +19.24% | +38.10% 1st of 19 |
| Cash dividend yield | 0.21% 11th of 13 | Median 1.84% | 2.32% 6th of 13 |
| Market value | Rs 3,557 cr 18th of 19 | Median Rs 5,336 cr | Rs 7,006 cr 6th of 19 |
| Traded value, 30 days | Rs 128 cr 12th of 19 | Median Rs 148 cr | Rs 453 cr 3rd of 19 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
CZBIL or SBL: questions
Which is bigger, CZBIL or SBL?
SBL is larger by market value: Rs 7,006 crore, against Rs 3,557 crore for CZBIL, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, CZBIL or SBL?
Over the past year, Rs 100 in CZBIL became Rs 119 (+19.24%) and in SBL Rs 138 (+38.10%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, CZBIL or SBL?
CZBIL last declared 0.2% cash and 3.8% bonus for 2082/83; SBL last declared 10% cash and 10% bonus for 2082/83. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy CZBIL or SBL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: CZBIL stock page, SBL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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