Compare · Commercial Banks
CZBIL vs SBI
Citizens Bank International and Nepal SBI Bank, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Citizens Bank International Limited
Nepal SBI Bank Limited
Rs 100 became…
- CZBILRs 100 becameRs 119.24+19.24% up in 1 year
- SBIRs 100 becameRs 119.60+19.60% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, CZBIL (Citizens Bank International Limited) closed at Rs 221.00 and SBI (Nepal SBI Bank Limited) at Rs 432.50. Over the past year, Rs 100 in CZBIL became Rs 119 (+19.24%) and in SBI Rs 120 (+19.60%), adjusted for bonus shares.
SBI is the larger company by market value, Rs 4,902 crore against Rs 3,557 crore. Of the 19 commercial banks Punji covers, CZBIL is 18th by market value and SBI 12th. Cash dividends with a book closure in the last 12 months yield 0.21% on CZBIL and 1.16% on SBI at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| CZBILCommercial Banks | SBICommercial Banks | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 221.00 | 432.50 |
| Change, as NEPSE published | +0.05% up | +0.60% up |
| Rs 100 became, 1 year | Rs 119.24 | Rs 119.60, the higher figure |
| Return, 1 month | +11.36% up, the higher figure | +6.53% up |
| Return, 1 year | +19.24% up | +19.60% up, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 3,557 cr | Rs 4,902 cr, the higher figure |
| Listed shares | 16.10 crore, the higher figure | 11.34 crore |
| Promoter and public | Promoter 51.1%Public 48.9% | Promoter 70.4%Public 29.6% |
| Dividends | ||
| Cash dividend yield, 12 months | 0.21% | 1.16%, the higher figure |
| Latest declaration | 0.2% cash · 3.8% bonus2082/83 | 5% cash · 4% bonus2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 128 cr, the higher figure | Rs 87.56 cr |
| Shares traded, latest session | 2,25,362, the higher figure | 1,93,029 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | CZBIL | SBI |
|---|---|---|
| 2082/83 | 0.2% cash · 3.8% bonus | Not on record |
| 2081/82 | 0.263% cash · 5% bonus | 5% cash · 4% bonus |
| 2080/81 | 0.21% cash · 4% bonus | 6.85% cash · 3.8% bonus |
| 2079/80 | 5.79% cash | 6.8% cash · 3.75% bonus |
| 2078/79 | 9% cash | 7.53% cash · 3% bonus |
Against the commercial banks
Rank among the 19 commercial banks Punji covers (1st is the highest), and the sector median.
| CZBIL | Sector median | SBI | |
|---|---|---|---|
| Return, 1 year | +19.24% 10th of 19 | Median +19.24% | +19.60% 9th of 19 |
| Cash dividend yield | 0.21% 11th of 13 | Median 1.84% | 1.16% 8th of 13 |
| Market value | Rs 3,557 cr 18th of 19 | Median Rs 5,336 cr | Rs 4,902 cr 12th of 19 |
| Traded value, 30 days | Rs 128 cr 12th of 19 | Median Rs 148 cr | Rs 87.56 cr 16th of 19 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
CZBIL or SBI: questions
Which is bigger, CZBIL or SBI?
SBI is larger by market value: Rs 4,902 crore, against Rs 3,557 crore for CZBIL, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, CZBIL or SBI?
Over the past year, Rs 100 in CZBIL became Rs 119 (+19.24%) and in SBI Rs 120 (+19.60%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, CZBIL or SBI?
CZBIL last declared 0.2% cash and 3.8% bonus for 2082/83; SBI last declared 5% cash and 4% bonus for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy CZBIL or SBI?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: CZBIL stock page, SBI stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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