Compare · Commercial Banks
ADBL vs SBI
Agricultural Development Bank and Nepal SBI Bank, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Agricultural Development Bank Limited
Nepal SBI Bank Limited
Rs 100 became…
- ADBLRs 100 becameRs 113.41+13.41% up in 1 year
- SBIRs 100 becameRs 119.60+19.60% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, ADBL (Agricultural Development Bank Limited) closed at Rs 339.30 and SBI (Nepal SBI Bank Limited) at Rs 432.50. Over the past year, Rs 100 in ADBL became Rs 113 (+13.41%) and in SBI Rs 120 (+19.60%), adjusted for bonus shares.
SBI is the larger company by market value, Rs 4,902 crore against Rs 4,854 crore. Of the 19 commercial banks Punji covers, ADBL is 13th by market value and SBI 12th. Cash dividends with a book closure in the last 12 months yield 2.87% on ADBL and 1.16% on SBI at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| ADBLCommercial Banks | SBICommercial Banks | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 339.30 | 432.50 |
| Change, as NEPSE published | +1.65% up | +0.60% up |
| Rs 100 became, 1 year | Rs 113.41 | Rs 119.60, the higher figure |
| Return, 1 month | +11.06% up, the higher figure | +6.53% up |
| Return, 1 year | +13.41% up | +19.60% up, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 4,854 cr | Rs 4,902 cr, the higher figure |
| Listed shares | 14.31 crore, the higher figure | 11.34 crore |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 70.4%Public 29.6% |
| Dividends | ||
| Cash dividend yield, 12 months | 2.87%, the higher figure | 1.16% |
| Latest declaration | 9.75% cash · 3.25% bonus2081/82 | 5% cash · 4% bonus2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 105 cr, the higher figure | Rs 87.56 cr |
| Shares traded, latest session | 2,32,077, the higher figure | 1,93,029 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | ADBL | SBI |
|---|---|---|
| 2081/82 | 9.75% cash · 3.25% bonus | 5% cash · 4% bonus |
| 2080/81 | 7.53% cash · 3% bonus | 6.85% cash · 3.8% bonus |
| 2079/80 | None declared | 6.8% cash · 3.75% bonus |
| 2078/79 | 11% cash · 2% bonus | 7.53% cash · 3% bonus |
| 2077/78 | 1.053% cash · 20% bonus | 1.81% cash · 3.5% bonus |
Against the commercial banks
Rank among the 19 commercial banks Punji covers (1st is the highest), and the sector median.
| ADBL | Sector median | SBI | |
|---|---|---|---|
| Return, 1 year | +13.41% 11th of 19 | Median +19.24% | +19.60% 9th of 19 |
| Cash dividend yield | 2.87% 3rd of 13 | Median 1.84% | 1.16% 8th of 13 |
| Market value | Rs 4,854 cr 13th of 19 | Median Rs 5,336 cr | Rs 4,902 cr 12th of 19 |
| Traded value, 30 days | Rs 105 cr 15th of 19 | Median Rs 148 cr | Rs 87.56 cr 16th of 19 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
ADBL or SBI: questions
Which is bigger, ADBL or SBI?
SBI is larger by market value: Rs 4,902 crore, against Rs 4,854 crore for ADBL, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, ADBL or SBI?
Over the past year, Rs 100 in ADBL became Rs 113 (+13.41%) and in SBI Rs 120 (+19.60%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, ADBL or SBI?
ADBL last declared 9.75% cash and 3.25% bonus for 2081/82; SBI last declared 5% cash and 4% bonus for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy ADBL or SBI?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: ADBL stock page, SBI stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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