Compare · Non Life Insurance
HEI vs NICL
Himalayan Everest Insurance and Nepal Insurance Co., side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Himalayan Everest Insurance Limited
Nepal Insurance Co. Ltd.
Rs 100 became…
- HEIRs 100 becameRs 95.21−4.79% down in 1 year
- NICLRs 100 becameRs 90.37−9.63% down in 1 year
Move along the chart, or focus it and use the arrow keys, to read any session.
Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, HEI (Himalayan Everest Insurance Limited) closed at Rs 439.00 and NICL (Nepal Insurance Co. Ltd.) at Rs 450.50. Over the past year, Rs 100 in HEI became Rs 95 (−4.79%) and in NICL Rs 90 (−9.63%), adjusted for bonus shares.
NICL is the larger company by market value, Rs 1,148 crore against Rs 1,098 crore. Of the 13 non life insurance Punji covers, HEI is 10th by market value and NICL 8th. Cash dividends with a book closure in the last 12 months yield nothing on HEI and 1.40% on NICL at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| HEINon Life Insurance | NICLNon Life Insurance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 439.00 | 450.50 |
| Change, as NEPSE published | −4.98% down | +1.24% up |
| Rs 100 became, 1 year | Rs 95.21, the higher figure | Rs 90.37 |
| Return, 1 month | −7.97% down | −2.07% down, the higher figure |
| Return, 1 year | −4.79% down, the higher figure | −9.63% down |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 1,098 cr | Rs 1,148 cr, the higher figure |
| Listed shares | 2.50 crore | 2.55 crore, the higher figure |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 51.0%Public 49.0% |
| Dividends | ||
| Cash dividend yield, 12 months | None in 12 months | 1.40% |
| Latest declaration | 8% cash2081/82 | 6.316% cash2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 30.74 cr, the higher figure | Rs 17.48 cr |
| Shares traded, latest session | 95,219, the higher figure | 13,233 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | HEI | NICL |
|---|---|---|
| 2081/82 | 8% cash | 6.316% cash |
| 2080/81 | 8.75% cash | 0.79% cash · 15% bonus |
| 2079/80 | 6.37% cash · 8.63% bonus | 0.526% cash · 10% bonus |
| 2078/79 | 0.14% cash · 2.75% bonus | 0.421% cash · 8% bonus |
| 2077/78 | 0.35% cash · 6.65% bonus | 0.579% cash · 11% bonus |
Against the non life insurance
Rank among the 13 non life insurance Punji covers (1st is the highest), and the sector median.
| HEI | Sector median | NICL | |
|---|---|---|---|
| Return, 1 year | −4.79% 5th of 13 | Median −7.12% | −9.63% 8th of 13 |
| Cash dividend yield | No cash dividend in 12 months | Median 1.23% | 1.40% 4th of 9 |
| Market value | Rs 1,098 cr 10th of 13 | Median Rs 1,227 cr | Rs 1,148 cr 8th of 13 |
| Traded value, 30 days | Rs 30.74 cr 1st of 13 | Median Rs 13.44 cr | Rs 17.48 cr 4th of 13 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
HEI or NICL: questions
Which is bigger, HEI or NICL?
NICL is larger by market value: Rs 1,148 crore, against Rs 1,098 crore for HEI, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, HEI or NICL?
Over the past year, Rs 100 in HEI became Rs 95 (−4.79%) and in NICL Rs 90 (−9.63%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, HEI or NICL?
HEI last declared 8% cash for 2081/82; NICL last declared 6.316% cash for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy HEI or NICL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: HEI stock page, NICL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
Follow HEI and NICL
Put both on your watchlist and set a price alert, on the web and in the app. Free.