Compare · Life Insurance
HLI vs NLICL
Himalayan Life Insurance and National Life Insurance Co., side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
Himalayan Life Insurance Limited
National Life Insurance Co. Ltd.
Rs 100 became…
- HLIRs 100 becameRs 86.17−13.83% down in 1 year
- NLICLRs 100 becameRs 103.10+3.10% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, HLI (Himalayan Life Insurance Limited) closed at Rs 306.00 and NLICL (National Life Insurance Co. Ltd.) at Rs 573.00. Over the past year, Rs 100 in HLI became Rs 86 (−13.83%) and in NLICL Rs 103 (+3.10%), adjusted for bonus shares.
NLICL is the larger company by market value, Rs 3,261 crore against Rs 2,798 crore. Of the 14 life insurance Punji covers, HLI is 4th by market value and NLICL 3rd. Cash dividends with a book closure in the last 12 months yield nothing on HLI and 1.48% on NLICL at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| HLILife Insurance | NLICLLife Insurance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 306.00 | 573.00 |
| Change, as NEPSE published | +0.26% up | −1.55% down |
| Rs 100 became, 1 year | Rs 86.17 | Rs 103.10, the higher figure |
| Return, 1 month | −1.13% down | +0.88% up, the higher figure |
| Return, 1 year | −13.83% down | +3.10% up, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 2,798 cr | Rs 3,261 cr, the higher figure |
| Listed shares | 9.14 crore, the higher figure | 5.69 crore |
| Promoter and public | Promoter 51.0%Public 49.0% | Promoter 55.0%Public 45.0% |
| Dividends | ||
| Cash dividend yield, 12 months | None in 12 months | 1.48% |
| Latest declaration | None declared2081/82 | 8.5% cash · 4% bonus2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 42.88 cr, the higher figure | Rs 35.11 cr |
| Shares traded, latest session | 36,110 | 38,214, the higher figure |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | HLI | NLICL |
|---|---|---|
| 2081/82 | None declared | 8.5% cash · 4% bonus |
| 2080/81 | 8% cash | 10% cash · 5% bonus |
| 2079/80 | 14% bonus | 10% cash · 4% bonus |
| 2078/79 | None declared | 6.5% cash · 8% bonus |
| 2077/78 | 0.684% cash · 13% bonus | 0.789% cash · 15% bonus |
Against the life insurance
Rank among the 14 life insurance Punji covers (1st is the highest), and the sector median.
| HLI | Sector median | NLICL | |
|---|---|---|---|
| Return, 1 year | −13.83% 12th of 14 | Median +2.45% | +3.10% 6th of 14 |
| Cash dividend yield | No cash dividend in 12 months | Median 2.62% | 1.48% 8th of 10 |
| Market value | Rs 2,798 cr 4th of 14 | Median Rs 2,256 cr | Rs 3,261 cr 3rd of 14 |
| Traded value, 30 days | Rs 42.88 cr 4th of 14 | Median Rs 33.63 cr | Rs 35.11 cr 7th of 14 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
HLI or NLICL: questions
Which is bigger, HLI or NLICL?
NLICL is larger by market value: Rs 3,261 crore, against Rs 2,798 crore for HLI, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, HLI or NLICL?
Over the past year, Rs 100 in HLI became Rs 86 (−13.83%) and in NLICL Rs 103 (+3.10%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, HLI or NLICL?
HLI last declared no dividend for 2081/82; NLICL last declared 8.5% cash and 4% bonus for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy HLI or NLICL?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: HLI stock page, NLICL stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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