Compare · Life Insurance
NLICL vs RNLI
National Life Insurance Co. and Reliable Nepal Life Insurance, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
National Life Insurance Co. Ltd.
Reliable Nepal Life Insurance Limited
Rs 100 became…
- NLICLRs 100 becameRs 103.10+3.10% up in 1 year
- RNLIRs 100 becameRs 105.28+5.28% up in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, NLICL (National Life Insurance Co. Ltd.) closed at Rs 573.00 and RNLI (Reliable Nepal Life Insurance Limited) at Rs 459.00. Over the past year, Rs 100 in NLICL became Rs 103 (+3.10%) and in RNLI Rs 105 (+5.28%), adjusted for bonus shares.
NLICL is the larger company by market value, Rs 3,261 crore against Rs 2,385 crore. Of the 14 life insurance Punji covers, NLICL is 3rd by market value and RNLI 5th. Cash dividends with a book closure in the last 12 months yield 1.48% on NLICL and 2.61% on RNLI at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| NLICLLife Insurance | RNLILife Insurance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 573.00 | 459.00 |
| Change, as NEPSE published | −1.55% down | +0.77% up |
| Rs 100 became, 1 year | Rs 103.10 | Rs 105.28, the higher figure |
| Return, 1 month | +0.88% up | +6.94% up, the higher figure |
| Return, 1 year | +3.10% up | +5.28% up, the higher figure |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 3,261 cr, the higher figure | Rs 2,385 cr |
| Listed shares | 5.69 crore, the higher figure | 5.20 crore |
| Promoter and public | Promoter 55.0%Public 45.0% | Promoter 70.0%Public 30.0% |
| Dividends | ||
| Cash dividend yield, 12 months | 1.48% | 2.61%, the higher figure |
| Latest declaration | 8.5% cash · 4% bonus2081/82 | 12% cash2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 35.11 cr | Rs 39.39 cr, the higher figure |
| Shares traded, latest session | 38,214, the higher figure | 11,111 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | NLICL | RNLI |
|---|---|---|
| 2081/82 | 8.5% cash · 4% bonus | 12% cash |
| 2080/81 | 10% cash · 5% bonus | 0.632% cash · 12% bonus |
| 2079/80 | 10% cash · 4% bonus | 0.84% cash · 16% bonus |
| 2078/79 | 6.5% cash · 8% bonus | Not on record |
| 2077/78 | 0.789% cash · 15% bonus | Not on record |
Against the life insurance
Rank among the 14 life insurance Punji covers (1st is the highest), and the sector median.
| NLICL | Sector median | RNLI | |
|---|---|---|---|
| Return, 1 year | +3.10% 6th of 14 | Median +2.45% | +5.28% 1st of 14 |
| Cash dividend yield | 1.48% 8th of 10 | Median 2.62% | 2.61% 6th of 10 |
| Market value | Rs 3,261 cr 3rd of 14 | Median Rs 2,256 cr | Rs 2,385 cr 5th of 14 |
| Traded value, 30 days | Rs 35.11 cr 7th of 14 | Median Rs 33.63 cr | Rs 39.39 cr 6th of 14 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
NLICL or RNLI: questions
Which is bigger, NLICL or RNLI?
NLICL is larger by market value: Rs 3,261 crore, against Rs 2,385 crore for RNLI, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, NLICL or RNLI?
Over the past year, Rs 100 in NLICL became Rs 103 (+3.10%) and in RNLI Rs 105 (+5.28%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, NLICL or RNLI?
NLICL last declared 8.5% cash and 4% bonus for 2081/82; RNLI last declared 12% cash for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy NLICL or RNLI?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: NLICL stock page, RNLI stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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