Compare · Life Insurance
NLICL vs PMLI
National Life Insurance Co. and Prabhu Mahalaxmi Life Insurance, side by side: what Rs 100 became, the figures NEPSE publishes, dividends and each against its sector.
Close · 16 Oct 2026NEPSE published data, may be delayed
National Life Insurance Co. Ltd.
Prabhu Mahalaxmi Life Insurance Limited
Rs 100 became…
- NLICLRs 100 becameRs 103.10+3.10% up in 1 year
- PMLIRs 100 becameRs 98.92−1.08% down in 1 year
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Rs 100 in each on the first session of the period, adjusted for bonus shares. Cash dividends are not added back. To the close of 16 Oct 2026.
In plain words
On 16 Oct 2026, NLICL (National Life Insurance Co. Ltd.) closed at Rs 573.00 and PMLI (Prabhu Mahalaxmi Life Insurance Limited) at Rs 430.10. Over the past year, Rs 100 in NLICL became Rs 103 (+3.10%) and in PMLI Rs 99 (−1.08%), adjusted for bonus shares.
NLICL is the larger company by market value, Rs 3,261 crore against Rs 2,283 crore. Of the 14 life insurance Punji covers, NLICL is 3rd by market value and PMLI 7th. Cash dividends with a book closure in the last 12 months yield 1.48% on NLICL and 1.03% on PMLI at the latest close.
Side by side
marks the higher figure. Higher is not better or worse by itself.
| NLICLLife Insurance | PMLILife Insurance | |
|---|---|---|
| Price and returns | ||
| Close, Rs | 573.00 | 430.10 |
| Change, as NEPSE published | −1.55% down | −0.67% down |
| Rs 100 became, 1 year | Rs 103.10, the higher figure | Rs 98.92 |
| Return, 1 month | +0.88% up | +1.58% up, the higher figure |
| Return, 1 year | +3.10% up, the higher figure | −1.08% down |
| 52-week range | ||
| Size and shares | ||
| Market value | Rs 3,261 cr, the higher figure | Rs 2,283 cr |
| Listed shares | 5.69 crore, the higher figure | 5.31 crore |
| Promoter and public | Promoter 55.0%Public 45.0% | Promoter 84.7%Public 15.3% |
| Dividends | ||
| Cash dividend yield, 12 months | 1.48%, the higher figure | 1.03% |
| Latest declaration | 8.5% cash · 4% bonus2081/82 | 4.421% cash · 4% bonus2081/82 |
| Trading | ||
| Traded value, last 30 days | Rs 35.11 cr, the higher figure | Rs 9.72 cr |
| Shares traded, latest session | 38,214, the higher figure | 1,460 |
| From the quarterly reports | ||
| EPS, P/E, book value and price to book for both, from their latest quarterly reports. | ||
Market value is the close times the listed shares. The 52-week range is NEPSE’s published low and high. Yield is the cash dividends with a book closure in the last 12 months, as a share of the paid-up value, over the close.
Dividends, year by year
As a percentage of paid-up value, as declared. Solid is cash, light is bonus, on one scale.
| Fiscal year | NLICL | PMLI |
|---|---|---|
| 2081/82 | 8.5% cash · 4% bonus | 4.421% cash · 4% bonus |
| 2080/81 | 10% cash · 5% bonus | 0.421% cash · 8% bonus |
| 2079/80 | 10% cash · 4% bonus | 0.526% cash · 10% bonus |
| 2078/79 | 6.5% cash · 8% bonus | Not on record |
| 2077/78 | 0.789% cash · 15% bonus | 0.516% cash · 9.8% bonus |
Against the life insurance
Rank among the 14 life insurance Punji covers (1st is the highest), and the sector median.
| NLICL | Sector median | PMLI | |
|---|---|---|---|
| Return, 1 year | +3.10% 6th of 14 | Median +2.45% | −1.08% 11th of 14 |
| Cash dividend yield | 1.48% 8th of 10 | Median 2.62% | 1.03% 10th of 10 |
| Market value | Rs 3,261 cr 3rd of 14 | Median Rs 2,256 cr | Rs 2,283 cr 7th of 14 |
| Traded value, 30 days | Rs 35.11 cr 7th of 14 | Median Rs 33.63 cr | Rs 9.72 cr 13th of 14 |
Dividend yield ranks only the companies that paid a cash dividend in the last 12 months.
Questions
NLICL or PMLI: questions
Which is bigger, NLICL or PMLI?
NLICL is larger by market value: Rs 3,261 crore, against Rs 2,283 crore for PMLI, at the close of 16 Oct 2026. Market value is the share price times the shares listed.
Which has risen more over the past year, NLICL or PMLI?
Over the past year, Rs 100 in NLICL became Rs 103 (+3.10%) and in PMLI Rs 99 (−1.08%), adjusted for bonus shares. Cash dividends are not added back. How a share moved in the past does not say how it will move next.
Which pays a higher dividend, NLICL or PMLI?
NLICL last declared 8.5% cash and 4% bonus for 2081/82; PMLI last declared 4.421% cash and 4% bonus for 2081/82. Dividends are declared as a percentage of the paid-up value, not of today’s price, so the cash dividend yield in the table is the comparable figure.
Should I buy NLICL or PMLI?
Punji does not say. This page lines up the published figures for both and marks neither as better; what fits depends on what you hold, why and for how long.
More comparisons
Also: NLICL stock page, PMLI stock page, the screener, the heat map and the guides to evaluating banking stocks and bonus and right shares.
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